There’s also the daily pirate quest in which a whole lot of people fight over hoarded treasure, but again, that’s a minority. Hardly ever happens. It’s safe enough.
If you don’t want to fight people over pirate bounty or just kill local wildlife, you’ll find a peaceful city full of vendors and resources. You can also get a daily blessing from the Wishing Tree, giving you even more reason to hop to the city and stock up before heading back outside to greater dangers.