I was hanging out in City of Heroes a few weeks back when someone in chat mentioned that back in the day, he had messed up a character up so badly with a poor spec and debt that he thought it would be faster to delete the character and roll a new one than try to fix the toon. I never thought of old-school City of Heroes as being that punishing, but I certainly remember people feeling that way about other MMOs!
Heck, I’ve almost done it myself: When I first started in Lord of the Rings Online (I think during the beta?), I got so obsessed with cooking that I spent all my money crafting and didn’t have enough left for travel. Oops! Fortunately, my guildies bailed me out.
Have you ever ruined an MMO character to the point of deletion? Are there any MMOs where it’s even still possible?